Risk Solutions

LexisNexis® RiskView™ Total Solutions is a comprehensive suite of proven credit risk management data tools that can increase your predictive intelligence far beyond traditional credit bureau scoring. Drawing from public records and multiple proprietary data sources, RiskView™ Total Solutions provides you with a greatly enhanced understanding of the risk and profitability potential of your customers and prospects.

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Successfully Lend to the Underbanked Consumer with LexisNexis®:
The Impact of Alternative Data Sources(PDF, 3.7M) The recent turmoil in the credit market challenges retail lenders to consider all viable avenues for profitable growth. Opportunities lie in the use of new technologies that provide incremental growth in existing markets while opening up new and alternative markets for growth. In particular, the long-ignored underserved population is a very large untapped market that is garnering new attention from financial institutions and other lenders. In this paper, LexisNexis answers questions such as, "Why should lenders consider the underserved market as a growth opportunity?" and "How do Thin-File consumers and No-File consumers perform in terms of creditworthiness?"

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Population Dynamics and Credit Quality of the Underbanked Market (PDF, 542K) LexisNexis® conducted two research studies aimed at quantifying and understanding the credit performance of the underbanked population. The results revealed large untapped segements that are favorable for expanding your lending universe.

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Evaluating the credit risk of non-traditional borrowers(PDF, 51K) Non-traditional data can augment credit bureau-based scoring techniques helping lenders discover profitable prospects and more accurately evaluate the creditworthiness of applicants.

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RiskView™ and Attributes are consumer reporting agency products as such term is defined in the federal Fair Credit Reporting Act, 15 U.S.C. §1681, et seq. ("FCRA"). RiskView™ and RiskView reports constitute consumer reports, and may only be accessed for permissible purposes as provided in the FCRA.

Benefits  |  Features  |  Literature  |  Case Study  |  White Paper